Every business, regardless of size, faces risks. Commercial insurance helps protect against legal claims, property loss, business interruptions, and other unforeseen events, allowing your company to operate smoothly without financial setbacks.

At Money Bugs, we provide:

• Property Insurance – Covers damage due to fire, theft, or natural disasters.

• General Liability Insurance – Protects against lawsuits and third-party injuries.

• Cyber Insurance – Shields businesses from cyber threats and data breaches.

• Workers' Compensation – Provides medical benefits to injured employees.

• Professional Indemnity Insurance – Covers legal risks for service providers.

• Marine & Transit Insurance – Protects cargo and goods in transit.

Certain types of insurance, like workers’ compensation and liability insurance, may be legally required depending on your business and location. Other coverages, such as property or cyber insurance, are recommended for financial protection.

Assess your business risks and consult with our Money Bugs experts to find the best coverage. We analyze your industry, budget, and potential threats to recommend a policy that offers maximum protection.

Yes! Small businesses face risks like lawsuits, property damage, or cyber threats, just like large enterprises. The right coverage ensures that a minor setback doesn’t turn into a financial disaster.