Privacy Policy for Money Bugs
1. Introduction Money Bugs Marketing and Consulting Private Limited (“Money Bugs”/”Company”/”moneybugs.in”) values your privacy and is committed to protecting the confidentiality, integrity, and security of your personal information. This Privacy Policy outlines how Money Bugs collects, stores, handles, and transfers user data through its website and mobile application (collectively referred to as the “Website”). By using our Website, you consent to the data practices described in this policy.
2. Data Collection and Usage
(a) Personal Information Collected: We collect personal information such as your name, email address, date of birth, city of residence, contact details, and any documents uploaded for availing services. Additionally, we may access your camera, microphone, and location with your explicit consent for KYC verification and onboarding purposes, in compliance with applicable laws.
(b) Cookies and Tracking Technologies: Our Website uses cookies to enhance user experience and track browsing behavior. Users can manage cookie preferences through their browser settings; however, disabling cookies may affect Website functionality.
(c) Purpose of Data Collection: The data collected is used to:
- Facilitate and deliver requested services.
- Process payments and applications.
- Communicate promotional offers, service updates, and important notices.
- Conduct internal analysis and improve user experience.
- Comply with legal and regulatory obligations.
3. Data Sharing and Disclosure We do not sell or rent user data for commercial purposes. However, we may share information with:
- Partner financial institutions (Banks/NBFCs) for service facilitation.
- Third-party service providers under strict confidentiality agreements.
- Government agencies as required by law for identity verification and fraud prevention.
- Successor entities in the event of a merger, acquisition, or business restructuring.
4. Data Security and Retention Money Bugs employs industry-standard security measures to protect user data from unauthorized access or breaches. We retain personal information as long as necessary to fulfill service obligations, comply with legal requirements, or as per contractual arrangements with our partners.
5. User Rights and Control Users can:
- Review, update, or correct their personal data via their account settings.
- Withdraw consent and request data deletion by contacting us at [contact email]. However, withdrawal may impact service accessibility.
- Opt out of marketing communications through the unsubscribe link in emails or by updating preferences.
6. Third-Party Services and Links Our Website may contain links to third-party sites. Money Bugs is not responsible for the privacy practices of these external websites, and we encourage users to review their respective privacy policies.
7. Changes to This Policy We reserve the right to update this Privacy Policy periodically. Users are encouraged to review this page for any changes. Continued use of our Website after modifications indicates acceptance of the updated policy.
8. Contact Information & Grievance Redressal For any questions or grievances regarding this Privacy Policy, please contact our Nodal Grievance Officer at [Grievance Officer Contact Information].
Effective Date: [15/02/2025]